No two clients are alike, and neither are their requirements. That’s why we are agile and adaptable in the way we work with our clients to get the job done, whatever it may be, in the most efficient and cost effective way.
Whether you are looking for outsourcing arrangements (including full or partial actuarial or risk functions), project-based support, or secondments, we assemble the right experts for the project. Our multidisciplinary teams come from diverse backgrounds, ensuring a holistic perspective that drives results.
Here is what Zenith can do for you and your business:
Tailored services
Our collaborative approach ensures that our solutions align seamlessly with your business objectives.
Expertise across levels
With a team that ranges from senior actuaries to junior analysts, Zenith brings a breadth and depth of expertise to your business. This ensures that you have the right level of support, no matter how complex your needs.
Global certifications
Our team members hold certifications from the UK, Malta, and other territories. This equips them with the knowledge and skills to navigate the regulatory landscapes of these regions, providing you with compliant and effective solutions.
We deliver clarity from complexity, so you can focus on growing and optimising your business.
We provide a range of services, including:
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Actuarial Functions
We provide a suite of solutions tailored to your business needs. Services range from outsourced and co-sourced solutions to consultancy services to meet the actuarial function requirements for life and non-life insurance.
This includes balance sheet assessment, experience analysis and SCR calculations. Zenith provides a one-stop solution for all your actuarial needs, enabling you to navigate the complexities of regulatory reporting and capital management with confidence and ease.
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Bordereaux and data management
We transform your complex data challenges into manageable solutions. These bespoke solutions are designed to tackle complex data problems, including management of large and diverse bordereaux receipts. Our solutions generate insights from the data, coupled with governance and automation around the process.
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BPA services
If you are an existing BPA provider, an existing insurer looking to enter the BPA market, or a start-up, Zenith has the necessary expertise and technology to support you.
We work with several BPA providers and start-ups, providing market, strategic and actuarial advice and services. Our technology is used for pricing and valuation of BPA business, and we have solutions for optimising and managing matching adjustment.
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Capital and risk management
Our services are designed to support you in various aspects, including ORSA, internal model applications, and models for capital management and balance sheet purposes.
We also provide advice on balance sheet efficiency including reinsurance structures, internal arrangements, hedging, management actions and investment strategy.
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Independent experts and expert witness
Discover what our team can do for your business. We have senior actuaries with a wealth of experience in both life and non-life insurance, including those who have held executive positions with a range of insurers.
This means we have the expertise and gravitas to act as independent experts in transactions or as expert witnesses in legal or arbitration matters.
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M&A services
Whether you are looking to expand your business through acquisition or seeking to increase value post-purchase, Zenith can provide vital support. We have extensive experience in assisting firms in M&A transactions.
This ranges from market strategy and target identification to pre-tender analysis, pricing for the buy and sell side, due diligence and post purchase implementation and value creation. Zenith navigates the complexities of M&A transactions on your behalf.
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Non-life Reserving
Zenith’s Non-life Reserving services offer solutions tailored to your business needs. Our experience covers all lines of business in the UK and EU markets for both personal and commercial sectors. This can be on various bases such as IFRS, GAAP and SII as required. This is supported by a proprietary triangle projection tool, and we also carry out an independent review of your reserves.
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Product reviews and pricing
Product reviews and pricing can be tailored to your business needs. Services include conducting product and process reviews in accordance with Consumer Duty guidance and implementing frameworks for ongoing compliance. We also undertake remedial or redress exercises when things have gone wrong, ensuring your business stays on track.
Zenith can look at new product development or pricing work for life and non-life insurance. This means that whether you are looking to launch a new product or re-evaluate the pricing of an existing one, we have you covered.
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Regulatory roles
Your business can rely on Zenith for expert guidance in navigating regulatory landscapes, ensuring compliance, and managing risk effectively. We can provide a comprehensive service for your actuarial and regulatory needs, on an outsourced, co-sourced, or project basis, enabling you to focus on your core business activities.
Our senior actuaries hold the relevant certificates from the PRA (UK), MFSA (Malta) and other regulators, enabling them to carry out roles such as Chief Actuary / Appointed Actuary and With-Profits Actuary in life and non-life insurers.
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Reinsurance services
Our significant experience in implementing and managing reinsurance arrangements covers life and non-life insurers.
Our services include reviews to identify reinsurance opportunities so insurers can better manage risk or capital, reviews of existing reinsurance treaties to determine appropriateness, value for money and potential recapture opportunities, as well as managing reinsurance tender processes.
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With-profits
Zenith provides comprehensive solutions for managing your with-profits business. Our extensive experience means we can offer support tailored to your needs, with services such as asset share and bonus investigations, fund restructures and closures, optimising investment strategy, asset allocation, and helping to manage capital and guarantees. This can include reinsurance arrangements, new product development and PPFM compliance work.
Technology
Your end user computing (EUCs) solutions are valuable business tools with embedded Intellectual Property (IP), but are often ungoverned, inefficient, and challenging to share.
With evo-insight you can bridge the gap from small-scale end-user computing to highly scalable platforms with no need to re-engineer existing solutions.
Developed based on decades of actuarial and technology experience, evo-insight delivers governed analytics rapidly into the hands of users. It can leverage your existing IP, or we can create bespoke new solutions to provide significant benefits to your business:
- Governance, control, and auditability for actuarial and other models
- Improved modelling efficiency through scalable infrastructure, workflow and process automation
- Out of the box actuarial models and analytics
See more on the evo-insight pages
Like to know more?
Please get in touch to discuss further how we can support your business.
Central office
Clockwise
Linley House
Dickinson Street
Manchester
M1 4LF
Registered office
Lester House Business Centre
21 Broad Street
Bury
BL9 0DA
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